Rent-to-buy

Car rental
with buyout

Pay rent and become the owner. No banks, no guarantors, no income verification.

from 500 zl buyout per week
13 models in fleet
10-78 weeks to own
Fleet

Available Cars

All cars are serviced in our own workshop and have passed inspection. Hybrids and electric vehicles save up to 40% on fuel.

Toyota Prius 20 4
Hybrid

Toyota Prius 20

Rent500 zl/week
Toyota Prius 30 6
Hybrid

Toyota Prius 30

Rent600 zl/week
Lexus CT200h 9
Hybrid

Lexus CT200h

Rent600 zl/week
Toyota Auris 4
Economy

Toyota Auris

Rentfrom 650 zl/week
Ford Fusion 6
Comfort

Ford Fusion

Rentfrom 700 zl/week
Toyota Prius 40 5
Hybrid

Toyota Prius 40

Rent750 zl/week
Suzuki Swace 5
Hybrid

Suzuki Swace

Rent800 zl/week
Toyota Prius Plus 6
Comfort

Toyota Prius Plus

Rent800 zl/week
Toyota Corolla 6
Comfort

Toyota Corolla

Rent800 zl/week
Lexus ES 6
Premium

Lexus ES

Rentfrom 1200 zl/week
Toyota Camry 4
Premium

Toyota Camry

Rentfrom 850 zl/week
Tesla Model 3 5
Electric
Premium

Tesla Model 3

Rentfrom 1200 zl/week
Tesla Model S 6
Electric
Premium

Tesla Model S

Rent1300 zl/week
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Advantages

Why Choose Us for Buyout

Insurance Included

Third-party insurance included in the price. No hidden fees.

Gas Equipment

Cars equipped with reliable LPG for fuel savings.

Own Service Center

Optima Garage service center. Repairs and maintenance at partner rates.

Easy Paperwork

No bureaucracy. Registration takes 30 minutes at our office.

No Income Verification

No bank statements or salary confirmation required.

Affordable Down Payment

Initial payment from 0 zl. Individual terms available.

How It Works

Get Your Car Today!

1

Choose Your Car

Browse our catalog online or visit our office

2

Registration

Contract signing takes 30 minutes. You need a passport and driver's license.

3

Pick Up Your Car

Your car is ready to work. Insurance included.

Comparison

Why Buyout is Better Than Leasing

We offer both options. The choice depends on your goals and planning horizon.

Rental

Flexibility Without Commitment

  • + Affordable start with no extra investment
  • + Switch car models anytime
  • + All maintenance costs covered by us
  • + No long-term obligations
  • + Perfect for beginners and those testing the market
Ideal if you're just starting out or unsure about long-term plans
Buyout

Gradual Path to Your Own Car

  • + Every payment brings you closer to ownership
  • + No banks, no credit checks, no guarantors
  • + Fixed payment schedule with no surprises
  • + After the last payment, the car is yours
  • + More profitable in the long term
Right for you if you want to become an owner and build your own business
Buyout Terms

Transparent Terms - No Hidden Fees

Fixed payment, no hidden commissions. All terms are specified in the contract.

from 500 zl
Buyout cost
per week
10-78
Weeks
to own
included
Third-party insurance
included
18+ years
Driving experience
from 1 year
Buyout Terms

How Buyout Works

Gradual payments over 10-78 weeks. After the final payment, the car becomes fully yours.

  • 10% down payment, or no down payment in some cases
  • Fixed weekly payment
  • Early repayment without penalties
  • Car ready to use immediately

Minimal Requirements

No banks or credit history needed. Decision made individually based on interview.

  • No credit checks (BIK)
  • No guarantors needed
  • No citizenship requirements
  • Works with residence permit or local address card

Driver Reviews

View all reviews

Came to the office, everything was processed in an hour - contract, license, app setup. The next day I was already working. The car is in excellent condition, no surprises.

Andriy K.

I've been working with Optima for a year and a half. Payments every Monday without delays, cars are serviced on time. If something breaks - they provide a replacement, no downtime.

Oleksandr M.

Switched from another partner - day and night difference. They really help instead of just taking a cut. They sorted out my documents and helped with legalization.

Vitaliy S.

Support responds fast - write in the chat, they answer in minutes. When I had an insurance question after an accident, they resolved it without my involvement. Very professional.

Ruslan D.

The Gdansk office opened recently, but everything is well-established. Got the Prius 40, fuel consumption is minimal, making a steady 5-6 thousand net per week.

Dmytro P.

Honest terms, no hidden fees. What they said I get. Working in Warsaw with a Corolla, satisfied with both the car and the partner.

Ihor T.
FAQ

Frequently Asked Questions

To work as a taxi driver, you need a Category B Polish driver's license. If you have a foreign license, we help with exchanging it for a Polish one.
All cars are insured (third-party). If you have an accident, call our support team - we'll advise you on what to do at the scene. We organize repairs ourselves through Optima Garage. A replacement car is provided during repairs.
Yes. A passport and driver's license are enough for the buyout. To work as a taxi driver, you need a work permit or self-employment rights in Poland. We help with all necessary documents - legal support is included in our service.
Buyout terms are discussed individually and depend on the car model and down payment. Typically: 10% down payment, or sometimes no down payment, term 10-78 weeks, fixed weekly payment. No floating rates - the amount is fixed in the contract. Early repayment without penalties or fees.
Application

Submit Your Buyout Request

Our manager will contact you within an hour and find the right option for you.